Terms and Conditions

By accessing and using Risks Vision (“Service”, “Platform”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service (“Terms”) govern your access to and use of our AI-powered risk analysis, portfolio tracking, and portfolio risk analysis platform. By creating an account, accessing, or using our Service, you agree to be bound by these Terms.

Risks Vision is an AI-powered Software as a Service (SaaS) platform that provides:

• Risk analysis and assessment tools for various financial instruments
• Portfolio tracking and portfolio risk analysis (we do not manage assets or trade on your behalf)
• AI-assisted insights, Strategy Builder / sandbox tooling, and related analytics
• Market analysis and real-time or near–real-time data insights
• Investment risk calculations and visualizations
• News and events analysis related to financial markets
• Chat-based and agent-based assistants for educational and analytical guidance (not personalized investment advice)

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice.

To access certain features of the Service, you must register for an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and identification
• Accept all responsibility for activities that occur under your account
• Notify us immediately of any unauthorized use of your account

You must be at least 18 years old to use this Service. By using the Service, you represent and warrant that you meet this age requirement.

Risks Vision offers various subscription plans with different features and pricing. By subscribing to a paid plan, you agree to:

• Pay all fees associated with your selected subscription plan
• Automatic renewal of your subscription unless cancelled
• Price changes with 30 days advance notice
• No refunds for partial subscription periods unless required by law

All fees are charged in advance on a recurring basis (monthly or annually). You may cancel your subscription at any time, and your access will continue until the end of your current billing period.

Payment methods. Risks Vision is oriented toward traditional finance (“TradFi”) payment rails. We accept payment methods made available at checkout, which may include credit cards, debit cards, and payment services operated by providers such as Stripe or similar processors. Where we offer them, institutional or wire transfers may also be available. Cryptocurrency is not accepted as a method of payment for subscriptions or platform fees. All payments are processed securely through third-party payment processors; their terms and privacy policies may also apply.

Compute credits, AI execution limits, and fair use. Certain plans include a monthly or periodic allowance of compute credits, AI execution cycles, backtesting runs, or similar usage metrics (“Compute Allowance”). Your plan documentation or in-product notices describe how usage is measured. You may purchase add-on compute or usage packs where offered; add-on compute purchases are non-refundable except where required by applicable law. Risks Vision may throttle, queue, pause, or suspend high-volume or abusive use that exceeds fair use, threatens platform stability, or impacts other customers, including by limiting Strategy Builder, backtesting, or agent execution until usage returns to normal parameters or you upgrade your plan.

Important: Risks Vision uses artificial intelligence and machine learning algorithms to generate analysis, insights, and recommendations. You acknowledge and agree that:

• AI-generated content may contain errors, inaccuracies, or outdated information
• Our AI models are trained on historical data and may not account for all current market conditions
• AI recommendations are not personalized financial, investment, or legal advice
• You should not rely solely on AI-generated content for making investment decisions
• We do not guarantee the accuracy, completeness, or usefulness of any AI-generated content

The Service is provided for informational and analytical purposes only. You should consult with qualified financial advisors, legal counsel, and other professionals before making any investment decisions.

Strategy Builder, backtesting, and AI-generated code. Features that generate, transform, or execute trading logic, scripts, or strategies—including backtests, simulations, or code produced in a sandbox or cloud execution environment—are experimental analytical tools. You acknowledge and agree that:

• Backtests and simulations are not live results. Backtest and simulation outputs are based on historical or synthetic data, modeling assumptions, and software approximations. They do not guarantee future performance, returns, or real-world execution quality. Market conditions, liquidity, slippage, fees, and other factors may differ materially from any simulation.
• AI-generated code may be flawed. Code or strategies produced or assisted by AI may contain bugs, errors, logical mistakes, inappropriate assumptions, or look-ahead bias (or other research integrity issues). You are solely responsible for reviewing, validating, and testing any code or strategy before use.
• No liability for external trading. If you deploy or use generated strategies, code, or insights with external brokers, exchanges, or third-party systems, you do so at your sole risk. Risks Vision is not responsible for any financial losses, taxes, regulatory issues, or disputes arising from such use.

Risks Vision provides software for risk analysis, portfolio tracking, and portfolio risk analysis. We are not a broker-dealer, investment adviser, or fiduciary, and we do not manage your money or place trades for you unless we explicitly offer such a regulated service in the future under separate written terms. Nothing on the Platform constitutes financial, investment, legal, or tax advice. The information, analysis, and outputs provided by our Service are:

• For informational and educational purposes only
• Not intended as a substitute for professional financial advice
• Not a recommendation to buy, sell, or hold any financial instrument
• Not personalized to your specific financial situation or risk tolerance

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. You are solely responsible for your investment decisions and any losses that may result.

You retain ownership of any data, information, or content you upload, submit, or provide to the Service (“User Content”), including prompts, parameters, strategy descriptions, and trading logic you create (“Your Strategy Logic”). By providing User Content, you grant Risks Vision a worldwide, non-exclusive, royalty-free, perpetual, irrevocable (for the duration of protection of your rights) license to:

• Use, store, execute, compile, run, backtest, host, transmit, and process your User Content and Your Strategy Logic on our systems—including cloud or sandbox environments—to provide, secure, and improve the Service
• Create derivative technical artifacts (e.g., compiled code, logs, metrics) as reasonably necessary to operate features you use
• Use aggregated and anonymized data for analytics and service improvement
• Backup and maintain your data as part of the Service

This license is limited to what is needed to deliver the Service you request and to operate shared infrastructure; it does not claim ownership of your underlying trading ideas or personal data beyond what is necessary for the license above. You represent that you have the rights to grant this license.

You are responsible for ensuring that your User Content does not violate any laws or infringe on any third-party rights. We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

We implement industry-standard security measures to protect your data, but we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

Platform vs. your strategies. As between you and Risks Vision, you retain ownership of Your Strategy Logic and original content you create, subject to the licenses you grant in Section 7. Risks Vision retains all rights, title, and interest in and to the Service itself, including its original content, features, functionality, AI models, algorithms, user interface, documentation, and branding, except for your User Content embedded therein.

The Service, including its original content, features, functionality, AI models, algorithms, and design, is owned by Risks Vision and protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not:

• Copy, modify, or create derivative works of the Service
• Reverse engineer, decompile, or disassemble any part of the Service
• Remove any copyright, trademark, or other proprietary notices
• Use the Service for any commercial purpose without our express written consent
• Access or use the Service to build a competing product or service

Our trademarks, service marks, and logos may not be used without our prior written permission.

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit any malicious code, viruses, or harmful data
• Attempt to gain unauthorized access to the Service or other users' accounts
• Interfere with or disrupt the Service or servers
• Use automated systems (bots, scrapers) to access the Service without permission
• Impersonate any person or entity
• Collect or harvest information about other users

Strategy Builder, sandbox, and execution environments. You must not misuse isolated execution, sandbox, cloud runtime, or backtesting infrastructure. Without limitation, you agree that the following are strictly prohibited:

• Using the Strategy Builder, generated code, or related tools to escape, break out of, or bypass sandbox or container boundaries, or to obtain unauthorized access to hosts, networks, secrets, or data outside the intended execution scope
• Generating or running code intended to attack, probe, scan, exfiltrate data from, or compromise Risks Vision systems, other tenants, or third-party infrastructure
• Using compute or backtesting resources for purposes unrelated to the Platform's intended analytics and strategy-development use cases—including, for example, cryptocurrency mining, password cracking, bulk crawling of non-public systems, or other resource-intensive abuse
• Attempting prompt injection, jailbreaks, or other techniques aimed at overriding safety, policy, or isolation controls in a way that could harm the Service or other users

Violation of this Acceptable Use Policy may result in immediate termination of your account and access to the Service.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RISKS VISION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability for any claims arising from or related to the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim, or $100, whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• Any defects or errors will be corrected
• The Service is free of viruses or other harmful components
• The results obtained from using the Service will be accurate or reliable

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms.

You may terminate your account at any time by canceling your subscription and contacting us to delete your account. Upon termination:

• Your right to use the Service will immediately cease
• We may delete your account and data, subject to our data retention policies
• All provisions of these Terms that by their nature should survive termination shall survive

We reserve the right to modify these Terms at any time. We will notify you of any material changes by:

• Posting the updated Terms on our website
• Sending an email to the address associated with your account
• Displaying a notice within the Service

Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must stop using the Service and cancel your account.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any disputes arising from or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its applicable Commercial Arbitration Rules (or Consumer Rules if you qualify as a consumer under those rules and elect them where permitted), except where prohibited by law. The Federal Arbitration Act may apply. You waive any right to a jury trial or to participate in a class-action lawsuit to the fullest extent permitted by applicable law. The parties may agree on a single arbitrator and locale; if they cannot, the AAA's default procedures apply.

If you have any questions about these Terms, please contact us at:

• Email: legal@risksvision.xyz
• Support: support@risksvision.xyz

Last Updated: April 13, 2026